Fair Isaac Corporation, the analytics and credit-scoring company headquartered in Bozeman, reported strong second-quarter results in late April — but its stock has not kept pace.

What this means for you
MontanaFICO is one of Montana's largest publicly traded companies and the most prominent tech employer headquartered in the Gallatin Valley. Its stock performance and financial health are a direct signal of the company's local footprint — though its revenue and workforce are primarily tied to national and international markets, not Montana customers.
Gallatin CountyFICO's Bozeman headquarters anchors a significant slice of the Gallatin Valley's high-wage technology employment base; the company's financial trajectory affects local hiring and office investment decisions.
BozemanAs FICO's home base, Bozeman is the primary location where corporate, engineering, and operations roles are concentrated; a sustained stock decline can affect executive compensation tied to equity and broader employee morale.
Watch nextFICO's next earnings release, covering Q3 of its fiscal year ending September 2026, is expected in late July — watch for updated full-year guidance and any changes to the analyst consensus rating.

Revenue for the quarter ended in April rose 38.7% year over year to $691.7 million, topping Wall Street estimates, according to a Barchart analysis published May 27. Adjusted earnings per share came in at $12.50, also beating analyst forecasts.

Despite the earnings beat, FICO shares have fallen roughly 25.5% in 2026 through the date of the report — a stark contrast to the S&P 500's 9.8% gain over the same stretch. Over the past year, the stock is down about 25.6% while the broader index has surged 29.6%.

The company, which trades on the New York Stock Exchange under the ticker FICO and carries a market capitalization of approximately $28.8 billion, sells analytics software and scoring services in the Americas and internationally. Its products include B2B credit-scoring tools used by lenders and B2C offerings through its myFICO.com subscription service.

For its full fiscal year — which ends in September — FICO is guiding for earnings of $40.45 per share and revenue of $2.45 billion. Analysts, per the Barchart report, project EPS of $37.99 for the current year, a 51.5% increase over the prior year. FICO has beaten analyst consensus estimates in three of the past four quarters.

Of the 20 analysts covering the stock, the consensus rating is a "Moderate Buy," built from 11 "Strong Buy" ratings, three "Moderate Buys," five "Holds," and one "Strong Sell." On May 23, Deutsche Bank analyst Faiza Alwy maintained a "Buy" rating and set a price target of $1,658. The analyst consensus mean target of $1,538.06 implies about 22.1% upside from recent trading levels; the Street-high target of $2,400 would represent roughly 90.5% upside.

The Barchart article, authored by Aritra Gangopadhyay, noted the author held no positions in FICO at the time of publication and that the piece was informational, not investment advice. the406.news has not independently verified the stock price figures or analyst ratings but has confirmed FICO's Bozeman headquarters via the company's public filings with the SEC.